Accounting and tax services for individuals and businesses

From yearly tax returns to starting or funding a business, dealing with IRD and international tax, all in one place.

Personal & company income tax

Whether you’re an individual with business, rental or investment income on top of wages, a sole trader or a company, we bring the year’s income together and file it with IRD, checking for expenses and deductions that are easy to miss.

Individual income tax returns (IR3), including business, rental, interest, dividend and overseas income
Business income for sole traders
Company income tax returns (IR4)
Provisional tax planning and payment dates

Filing through a tax agent usually moves your income tax return deadline from 7 July to 31 March the following year. It’s IRD’s extension of time for tax agents’ clients, and you need to be linked to the agent before the original deadline.

Individual income tax (IR3) due dates: an example

Tax year 2025–261 April 2025 – 31 March 2026
Filing yourselfDue 7 July 2026
Filing through a tax agentDue 31 March 2027

The dashed line marks the end of the tax year (31 March).

GST registration & returns

We first check whether your turnover and type of business mean you need to register, then choose a filing frequency that suits you and file every return on time.

Checking whether you need to register, and registering
Choosing a filing frequency (monthly, two-monthly or six-monthly)
Sorting sales and purchase records, working out GST to pay or refund, and filing returns

Payroll

From registering as an employer when you take on your first staff member to the filing needed every payday, we keep it on track.

Registering as an employer
Payday filing every time wages are paid
Guidance on PAYE, KiwiSaver and student loan deductions

Annual financial statements

At year end we bring the year’s transactions together into financial statements and explain, with the numbers, how the business is going.

Year-end accounts and annual financial statements
Bookkeeping and account reviews
Xero set-up and support (Xero Certified Advisor)

Business set-up & advice

How you structure a new business has a big effect on tax and liability. We work through it with you from the start, and keep helping with the questions that come up as the business runs.

Choosing a structure: sole trader, partnership or limited company
Company incorporation with the Companies Office, and annual returns
IRD number, GST and employer registrations to get started
Tax review before buying or selling a business
Ongoing accounting and tax advice

Business plans & forecasts

When you’re raising funds, refinancing or starting a new venture, we prepare the business plan and forecast financial statements to take to your lender. We analyse the business’s viability in a structured way and set it out for lending and business suitability assessments, work that has earned us a strong reputation in the finance sector.

80+: Business plans and forecasts prepared
About 99%: Approval rate with major banks

Business plans for lending and business suitability assessments
Forecast financial statements covering the next 12–24 months
Business viability analysis and financial modelling
Preparing for new funding, refinancing or a new venture

Whether a loan is approved is always the lender’s decision.

Charitable trusts & non-profits

Setting up an organisation for charitable purposes starts with choosing its structure and where to register it, and once it’s registered it needs financial reports every year. We help from set-up and registration through to the yearly reports.

Setting up charitable trusts and other non-profit organisations
Incorporation with the Companies Office and registration with Charities Services
Financial reports for charitable trusts (such as performance reports)
Preparing the Charities Services annual return

IRD audit support

If IRD starts an audit or review, or contacts you with questions, we check what they’re asking for and work with you from gathering records through to replying.

Support with IRD audits and reviews, and preparing records
Checking and replying to IRD letters and enquiries
Voluntary disclosures to correct mistakes or omissions in past returns

International tax

If you have income or assets overseas, or invest across countries, working out what to declare where gets complicated. We sort it out for your situation.

Declaring overseas rental, interest, dividend and pension income in New Zealand
Overseas shares and funds, and the FIF (foreign investment fund) rules
Working out New Zealand tax residence when you move to or leave New Zealand
Reducing double tax: tax treaties and foreign tax credits

Overseas income for a New Zealand tax resident: the usual path

OverseasIncome overseasRent, interest, dividends, pensions and more
OverseasTax paid overseasWithheld at source or filed there
New ZealandDeclared in New ZealandNZ tax residents declare overseas income too
New ZealandLess double taxTax paid overseas is credited against NZ tax (limits apply)

It depends on the kind of income and your situation, so talk to us about yours.

Getting started

How to get started

1
Get in touch
Call, email or use the contact form to tell us about your situation and what you need.
2
Free first consultation and a document list
Your first consultation is free. We explain what needs doing and how, and tell you which documents to have ready.
3
Link and start
Where needed, you link us as your tax agent with IRD, and we get to work.

Helpful to have ready

Your IRD number
Photo ID (passport or driver licence)
Last year’s tax return or financial statements (if you have them)
For businesses: bank statements, sales and purchase records, and the accounting software you use (such as Xero)
For rental or overseas income: rental records, and overseas income records

It’s fine if you don’t have everything yet. We’ll sort out what’s needed together.

Big decision coming up? Talk to us first

Buying or selling a business, buying an investment property or moving assets from overseas can have a big tax impact. Talking to us before you go ahead leaves more options open.

FAQ

Common questions

Can I talk to you in Korean?

Yes. We work in Korean and English. Our Hamilton office helps individuals and businesses across New Zealand, so call or email us wherever you live.

Is the first consultation free?

Yes, your first consultation is free. We listen to your situation, explain what needs doing and how, and tell you which documents to have ready.

Do I get more time to file if I use a tax agent?

Usually, yes. If you file your individual income tax return (IR3) yourself, it’s due on 7 July; through a tax agent the deadline usually moves to 31 March the following year. It’s IRD’s extension of time for tax agents’ clients, and you need to be linked to the agent before the original deadline.

Do I need to declare overseas income in New Zealand?

New Zealand tax residents declare overseas rental, interest, dividend and pension income in New Zealand too. Tax paid overseas can be credited against New Zealand tax, within limits. It depends on the kind of income and your situation, so talk to us about yours.

Can you prepare a business plan for a bank loan?

Yes. We prepare business plans and 12–24 month forecast financial statements for banks and other lenders, and have prepared more than 80 so far. Whether a loan is approved is always the lender’s decision.

An accounting or tax question? Let’s talk it through.

Your first consultation is free. Tell us about your situation and we’ll explain what needs doing, and how, in plain language.

Get in touch 027 234 1620